Free Printable Savings Goal Tracker + Ways To Make Extra Money

With the start of a new year comes thoughts of taxes and finances (fun stuff, right?). I'one thousand determined to earn some actress money to requite our banking company account a boost and wanted to share this complimentary printable savings goal tracker with you to use, likewise!

I am jump and determined to save some extra dollars this month. Between a few ane-off expenses and a couple of specific financial goals, I'm adamant to find more than means to save and earn extra money. Before the year gets away from me, I'yard going to put several steps into place to reach our almanac savings goals in 2020.

You've probably heard of people doing "no-spend months" and "Frugal February". There are things we can be more frugal about for sure, but in full general, we've done a lot of work to minimize our household expenses so I'm going to focus on trying to earn a niggling of extra cash instead of cut more expenses this calendar month.

Of form, I can't start a new goal without some type of printable or planner to get myself organized and track my progress. I'g a bit of a planning nerd in that way! Go on reading to snag your re-create of this cute savings goal tracker printable I made and learn how we're planning to bring in some extra cash.

Related: "Need a Budgeting App? Hither are 9 Reasons You Will Be Obsessed With YNAB".

This post contains affiliate links. See my disclosure policy for more information.

Our Money-Making Month

I have some big financial goals for 2022 and I'm trying my hardest to get off on the right foot. I always determine a couple of activity steps I can take during the month that will help me get closer to my almanac goals, and this calendar month I've decided to focus my free energy on bringing in more than money.

While almost people have a tendency to attempt to cut back on expenses (and that's a logical identify to start), we've already done a decent job of trimming our expenses and I don't call back there's a lot more nosotros are willing to surrender correct now. But as I was updating our household upkeep the other 24-hour interval, I kept thinking "if only I had an extra couple hundred dollars".

We've incurred a couple of out-of-the-ordinary expenses recently that take taken a hit on our bank account (new furnace, anyone?). I use YNAB (You Need A Upkeep) to rail our upkeep and I log into it every few days to see how we're doing (I seriously love how like shooting fish in a barrel it is for me to see where my coin is going with YNAB!).

Check out my previous mail service to larn more nigh YNAB — "Need a Budgeting App? Here are 9 Reasons Y'all Will Be Obsessed With YNAB".

I was allocating a contempo paycheck to our upcoming bills and I kept thinking that even just a couple hundred extra dollars would make such a big departure in propelling usa frontwards! Peradventure you tin relate to feeling like you'll never get alee, and you know how awesome information technology would feel to have a little bit extra to put toward something.

So, I set a goal of a dollar amount I want to bring in as extra coin this calendar month. I thought it may be helpful for you in your ain fiscal journey, then I'g sharing my Coin-Making Month plan with you today forth with a printable savings goal tracker.

Our Goals For Money-Making Month

I've set a goal of earning $250 higher up and beyond what nosotros normally earn in a month. Plainly our regular paychecks don't count every bit actress, but neither does any of my blogging or freelance income that nosotros're already expecting to receive this calendar month.

The $250 is somewhat arbitrary, but I chose that number considering it seems a fleck larger than I call up I can realistically achieve. When I set goals, I always try to go one rung on the ladder college than I feel comfy. Peradventure it's the inherent achiever in me, but this strategy really pushes me to the next level.

I call back I can fairly hands come up with $150 in actress greenbacks this month, only $250 is going to have more effort. I also chose that number considering that's about how much we owe on a specific nib I really, actually, really want to pay off this month.

If you are planning your own Money-Making Month, yous'll need to make up one's mind on a dollar amount goal. This volition be dissimilar for every family. Maybe you're like me and have a specific bill or debt you could pay off if but you had a little chip of extra money in your pocket. Writing down a list of ideas you have for earning extra money may assistance you lot make up one's mind what a realistic goal is for you.

Ideas For Earning Extra Money

Goal setting is pointless without an action plan, so I brainstormed a list of things I tin do to earn extra money this calendar month. Now, I'll admit that as I was writing this post, I fell downward the rabbit hole of Google for a while researching all the lilliputian means to earn a few dollars here and there online.

Just I stopped myself considering that's not the point of this article and reading up on every little survey site and rewards program just to earn a couple of bucks is a total waste of my time right now. Not because those things couldn't be helpful, just because I already have plenty of ideas for "low-hanging fruit" things I can do to earn cash.

Here's a quick rundown of the actions I plan to accept to earn that extra $250 this month:

Selling Unwanted Stuff – This will be our main money-maker this month. There are quite a few things around the house that I've been meaning to listing for auction on Facebook Marketplace, only I never get around to list them.

In that location are also several boxes left unopened from our motion last fall and so I can also rummage through them for things that might exist worth selling. I can't remember of any super high-dollar things to sell or I would have adapted my monthly money goal college.

Store Returns – I have several bags of purchases that have been riding effectually in my truck for far too long simply waiting to be returned to the store (please tell me I'm not the but one who does this!).

I already returned a few things to Target before this calendar week and fabricated $56! Now patently that'due south money I already spent so I'grand not exactly earning whatsoever new money by returning things, only I'k counting returns toward my goal considering I want that money dorsum in my pocket!

I'm as well going to count any money nosotros get from redeeming popular cans. In Iowa, we pay a 5¢ redemption fee on every soda can/bottle purchased and get that money back when we recycle them later. David drinks a ton of Diet Coke and we tend to accumulate bags and numberless of cans in the garage so this is the month to clean out our stash!

Secret Shopping – I'm a registered clandestine shopper for Bestmark and Second To None. Mystery shopping can be a great way to bring in a flake of extra cash. I haven't washed a lot of these before and in that location aren't always that many in my expanse (you lot'd probably have a lot more options in larger cities).

Only I regularly sign up for secret shop assignments at my local grocery store and before we moved I always got our car'due south oil changes reimbursed through a secret shop. Their pay isn't usually worth it to me unless information technology's something I would do anyway.

Every bit an example, David and I accept gone out to swallow a couple of times and got our meal reimbursed plus paid an extra $twenty for completing the store. I'chiliad going to see if there are a couple I can sign up for this calendar month.

Cleaning – I constitute a $xx neb in a pocketbook recently and so I'grand certain at that place'south more cash hidden around here! Maybe with a lilliputian cleaning I will hit the jackpot.

Negotiate Subscriptions & Plans –Nosotros have a few phone calls to make to places similar our auto insurance and phone bill to see if we can get a lower monthly rate or perhaps switch to a dissimilar plan with a lower monthly fee. If we can save ourselves a little coin this manner, I'll count information technology toward our monthly goal.

Surveys/Ebates/Swagbucks – These are just a few of the many websites out at that place where you tin can earn a few extra dollars here and there for completing surveys, watching ads or making purchases. I don't usually spend my time on these, only I do already have accounts so I may turn to them if I demand a trivial extra money to hit our goal.

Free Printable Savings Goal Tracker

To monitor our progress and continue our Money-Making Month goal top of mind, I created a simple savings goal tracker. If you know me, you know I dearest a good printable and I couldn't resist designing one to rails my progress this month ;). What's more motivating than a fillable goal tracker?

Fill up in the course below and I'll gladly share the savings tracker with you. Hang information technology on your fridge or tape information technology in your planner and so you can track your income and progress toward your own financial goal.

FREE PRINTABLE: Savings Tracker

Use this printable savings tracker as a visual reminder of a large financial goal you desire to reach. Impress a copy and color in the jar equally you progress closer to your goal. Subscribe to take the complimentary printable PDF sent straight to your inbox. You will also receive weekly emails with organizing tips and more printables.

Hooray! Your free printable is on its manner to your inbox.

Is a "Money-Making Month" something you'll try out? I'k hoping it will motivate me to put a bit of extra effort into earning some greenbacks this month and so we tin give our bank business relationship a small boost. Hanging the savings goal tracker on the fridge will help me track our progress equally the month goes on.

Looking for more budgeting tips?

• How Our Budget Empowers Us to Alive on One Income and Still Find Wiggle Room for Habitation Projects
• Our Money-Making Month: A Complimentary Printable Savings Goal Tracker + Ways To Brand Extra Money
• The seven Planning Tools & Systems I Use To Organize My Whole Life

And if you desire to get a better handle on your household budget, I can't recommend YNAB highly enough. I don't like numbers, but this budgeting tool works in a way that makes sense to my brain and it'southward actually helped united states learn where our money is going. Use my affiliate link to sign upward for a 34-day free trial of YNAB.

Take a fantastic day!

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